Insurance Designation Lookup https://validator.w3.org/feed/docs/rss2.html Home Rise of Specialized Professional Liability Brokers and Underwriters 1980s–1990s — COMPLINE, Workers’ Comp Executive, and the Birth of California Workers’ Comp Data Intelligence NAIC Model Laws Expansion & Harmonization Expansion of Directors & Officers (D&O) Liability Insurance Federal Legislation Creates Risk Retention Groups (RRGs) The Rise of Captives and the Modern Self‑Insurance Movement 1974–1976 — The Mid‑1970s Liability Crisis and the Product‑Liability Explosion Vermont’s Special Insurer Act and the Rise of the U.S. Captive Domicile The Rise of Public‑Entity Risk Pools Association‑Sponsored Liability Programs The Evolution of Claims‑Made Liability Forms Offshore Captive Domiciles: Bermuda, Cayman, Guernsey Environmental Impairment Liability (EIL): The First Modern Pollution‑Liability Architecture 1980s — ISU and the Birth (and Stillbirth) of Insurance Agency Franchising The Birth of Catastrophe Modeling (AIR, RMS, EQE) The Creation of the California Earthquake Authority (CEA) Chernobyl: The Nuclear Disaster That Rewrote Global Risk, Liability, and Catastrophe Modeling AIR Worldwide and the Birth of Commercial Catastrophe Modeling Pilot Life v. Dedeaux: ERISA Preemption Reshapes Insurance Litigation RMS: The Founding of Risk Management Solutions and the Rise of Scientific Catastrophe Modeling 1990s — The Bermuda Reinsurer Boom: A New Global Capital Hub Emerges 1990s — The Rise of Cat Bonds and Insurance‑Linked Securities (ILS) Hurricane Andrew: The Event That Reshaped Modern Insurance Daubert v. Merrell Dow: The Scientific‑Evidence Revolution Northridge Earthquake: The Quake That Broke the California Insurance Market 1999 — Gramm‑Leach‑Bliley Act (GLBA): The End of Glass‑Steagall and the Birth of Financial Conglomerates Glass‑Steagall Act: The Great Separation of Banking, Securities, and Insurance Guaranty Fund Expansion Bhopal Gas Disaster Rise of Probabilistic Risk Assessment in Insurance Birth of Cyber Insurance Data‑Breach Notification Laws Ransomware Era Begins 1990s — Lloyd’s Reconstruction & Renewal (R&R) Predictive Analytics Emerges in Insurance Parametric Insurance 9/11 Terrorist Attacks 2002 — Terrorism Risk Insurance Act (TRIA) The Florida Hurricanes (Charley, Frances, Ivan, Jeanne) Hurricane Katrina Financial Crisis & AIG Collapse Insurance Timeline Telematics: The Datafication of Auto Insurance Deepwater Horizon Exxon Valdez Oil Spill ACA Controversy & Market Consolidation Tōhoku Earthquake & Fukushima Hurricane Sandy Dodd‑Frank Act