Underwriting Analyst

Role Summary

Underwriting Analysts support underwriters by analyzing risk characteristics, preparing submissions, evaluating data, and assisting in pricing decisions. They ensure underwriting decisions are informed, consistent, and aligned with company guidelines.

Core Responsibilities

• Review submissions and gather missing data from brokers or agents.
• Analyze loss runs, financials, and exposure information.
• Prepare underwriting files, summaries, and pricing worksheets.
• Support portfolio analysis and book-of-business reporting.
• Maintain underwriting guidelines and documentation.
• Collaborate with actuaries, risk engineers, and claims teams.

Key Skills & Competencies

• Analytical reasoning and attention to detail
• Understanding of underwriting principles
• Excel, SQL, or BI tools
• Strong communication with brokers and internal teams

Common Backgrounds

• Risk Management, Finance, Business, or Insurance
• Experience in underwriting support or analytics

Relevant Designations

• AU (Associate in Commercial Underwriting)
• AINS
• CPCU
• ARM (for risk-focused lines)