Risk Manager

Role Overview

A Risk Manager leads the identification, assessment, and mitigation of risks across an organization. They develop risk frameworks, evaluate exposures, recommend controls, and partner with leadership to ensure the organization maintains a strong risk posture. This role requires analytical strength, cross‑functional collaboration, and the ability to translate risk insights into business decisions.

Core Responsibilities

• Develop and maintain enterprise, operational, and strategic risk frameworks.
• Conduct risk assessments, scenario analyses, and exposure evaluations.
• Recommend mitigation strategies and monitor the effectiveness of controls.
• Prepare risk reports and present findings to senior leadership.
• Collaborate with underwriting, claims, finance, legal, and compliance teams.
• Monitor emerging risks, regulatory changes, and industry trends.
• Support business continuity, crisis management, and resilience planning.
• Lead or participate in internal audits and risk reviews.

Relevant Designations

• ARM
• ERM Certifications
• CPCU
• AINS

Sectors Where This Role Appears

• Risk Management
• Property & Casualty
• Reinsurance
• Corporate Risk Departments

Role Family

Risk & Analytics

Related Roles

• Risk Analyst I
• Risk Analyst II
• Enterprise Risk Manager
• Loss Control Specialist

Quick Facts

• Typical seniority: Mid‑career to senior; often a progression from Risk Analyst or Underwriter.
• Common employers: Carriers, reinsurers, consulting firms, large corporations.
• Common synonyms: Risk Officer, Risk Consultant, Operational Risk Manager.
• Education: Bachelor’s degree required; master’s preferred for some roles.
• Experience range: 3–7 years in risk, underwriting, analytics, or related fields.
• Remote‑work likelihood: High; many risk roles are hybrid or fully remote.
• Key skills: Analysis, communication, modeling, risk frameworks, cross‑functional leadership.