Liability Claims Adjuster

A Liability Claims Adjuster investigates and resolves claims involving bodily injury, property damage, or other losses where an insured may be legally responsible. These adjusters analyze negligence, causation, and damages to determine liability and negotiate settlements with claimants, attorneys, and other parties.

Core Responsibilities

• Investigate incidents through interviews, statements, and evidence review
• Analyze liability using legal principles such as negligence and comparative fault
• Evaluate medical bills, wage loss, and general damages
• Work with attorneys, medical providers, and experts
• Negotiate settlements within authority limits
• Identify potential fraud or subrogation opportunities
• Maintain detailed and compliant claim documentation

Key Skills

• Strong analytical and investigative abilities
• Understanding of liability law and claims practices
• Negotiation and conflict resolution
• Clear and empathetic communication
• Ability to manage complex, multi‑party claims

Common Designations

• AIC — Associate in Claims
• SCLA — Senior Claim Law Associate
• AINS — Associate in General Insurance