Retirement Planning Specialist

Role Summary

Retirement Planning Specialists help clients prepare for financial security in retirement by analyzing income needs, evaluating savings strategies, and designing plans that integrate Social Security, pensions, annuities, and investment distributions.

Core Responsibilities

• Conduct retirement income analyses and projections
• Evaluate savings strategies and employer plan options
• Provide guidance on Social Security and pension decisions
• Recommend annuity and income distribution strategies
• Monitor retirement readiness and adjust plans as needed
• Ensure compliance with fiduciary and suitability standards

Key Skills

• Retirement income planning
• Investment and annuity knowledge
• Understanding of Social Security and pension rules
• Client education and communication
• Long‑term financial modeling

Common Backgrounds

• Financial planning or advisory roles
• Degrees in finance, business, or economics
• Experience with retirement plans or insurance products

Relevant Designations

• RMA
• CFP
• ChFC
• CLU