CFC – Certified Flexible Compensation
The Certified Flexible Compensation (CFC) designation is issued by the Employers Council on Flexible Compensation (ECFC) through its credentialing arm, the Flexible Compensation Institute. It is an advanced certification for professionals working with tax-advantaged benefit programs such as FSAs, HSAs, HRAs, DCAPs, and commuter plans.
The CFC designation builds on the foundational Flexible Compensation Specialist (FCS) credential and demonstrates mastery in plan design, compliance, nondiscrimination testing, documentation, and claims administration. It is ideal for third-party administrators, HR professionals, and benefits consultants seeking to deepen their expertise and elevate their role in consumer-directed healthcare.
Issued by: ECFC – Employers Council on Flexible Compensation
Flexible Benefits / Consumer-Directed Healthcare
Jobs That Benefit Most
Benefits Administrators, Third-Party Administrators (TPAs), HR Managers, Compliance Officers, Payroll Specialists
Purpose
The CFC designation validates advanced knowledge of flexible compensation programs and equips professionals to manage regulatory requirements, optimize plan performance, and advise employers on benefit strategy and compliance.
Key Topics Covered
- Flexible Spending Arrangements (FSAs)
- Health Reimbursement Arrangements (HRAs)
- Health Savings Accounts (HSAs)
- Transit, Commuter & Parking Plans
- Legal Requirements & Nondiscrimination Testing
- Claims Management & Documentation
Program Fees
- Certification Fee: $574 USD (member) / $1,024 USD (non-member)
- Includes study course, exam access, and credential issuance
Enrollment Requirements
- Prerequisite: FCS designation
- Complete CFC Study Course
- Pass 75-question exam with a score of 60% or higher
- Exam must be completed within 120 days of purchase
Average Time to Complete Program
- Estimated Prep Time: 12–15 hours
- Format: Self-paced online study + timed exam
- Delivery Method: Digital modules, recorded sessions, and downloadable guides
Recertification Requirements
- Valid for 3 years
- Requires 12 CE Units + recertification fee ($150 member / $300 non-member)
- 6-month grace period available for renewal
Flexible Compensation Institute / ECFC, Washington, DC
