LOMA 280 & 290 – Life Insurance Fundamentals
🧭 Overview
LOMA 280 & 290 – Life Insurance Fundamentals are the foundational courses in the LOMA curriculum, designed to build a strong understanding of life insurance products, operations, and administrative processes. These courses introduce the structure of life insurance contracts, policy features, underwriting basics, and the customer service functions that support policyholders throughout the policy lifecycle.
LOMA 280 & 290 are widely used across life insurers, annuity providers, TPAs, and financial services organizations to train new employees and strengthen operational knowledge. They serve as the entry point for the ALMI and FLMI designations and are often required for roles in customer service, operations, underwriting support, and product administration.
📚 Requirements
- Complete the following required courses:
- LOMA 280 – Principles of Insurance
- LOMA 290 – Insurance Company Operations
- Pass all associated online exams
- No prerequisites required
- Courses may be applied toward ALMI and FLMI designations
🤝 Community & Recognition
LOMA 280 & 290 are recognized across the life insurance and financial services industries as the standard entry‑level training for operational roles. Employers value these courses for building foundational knowledge in product structure, policy administration, and insurer operations. Completing these courses signals readiness for more advanced LOMA programs and demonstrates a commitment to professional development.
📜 Quick Facts
Issuing Organization: LOMA (LL Global)
Website: https://www.loma.org/
Credential Focus: Life insurance fundamentals, operations, customer service, policy administration
Audience: Customer service reps, operations staff, underwriting support, product administration teams
Continuing Education: Not required; courses apply toward ALMI and FLMI
Related Designations: ALMI, FLMI, AIRC, ACS
