General Liability Examiner

A General Liability Examiner handles claims involving bodily injury, property damage, and other losses arising from an insured’s alleged negligence. These adjusters work across commercial and personal lines, evaluating liability exposure, assessing damages, and negotiating settlements with claimants and attorneys.

Core Responsibilities

• Investigate incidents such as slip‑and‑falls, premises liability, and product liability claims
• Analyze negligence, causation, and comparative fault
• Review medical records, repair estimates, and expert reports
• Coordinate with defense counsel and external experts
• Negotiate settlements within authority limits
• Identify subrogation or recovery opportunities
• Maintain accurate, compliant claim files

Key Skills

• Knowledge of liability law and claims practices
• Strong investigative and analytical skills
• Effective negotiation and communication
• Ability to manage complex, multi‑party claims
• Sound judgment and decision‑making

Common Designations

• AIC — Associate in Claims
• SCLA — Senior Claim Law Associate
• AINS — Associate in General Insurance